Our minimum qualifications are: personal FICO credit score of 480, your business must be over 3 months old and you need to average a minimum $10,000 in gross monthly revenue over the last 3 months. You can also find more information.

Each application is considered based on your bank transactions, cash flow, and partially on your credit. Your actual rate is calculated based on our proprietary algorithm which takes into consideration several factors.

There are multiple options. Depending on your preferences, business type and setup, you can choose between: daily, weekly and monthly ACH payment options, lock box or credit card split payments.

You do not need to provide any collateral when applying through Zenith Capital. We simply consider your business’ overall performance and cash flow. Our goal is to make the funding experience as seamless as possible and to build long standing relationships with the companies we fund.

Depending on your eligibility, you will be able to keep the funds up to 30 months.

Thanks to our quick and fully automated process, you are able to sign the contract and get funded as soon as the same day you apply. Based on our previous customers’ experience, the funds will reach your account within 24 hours.